Problems with CACH, LLC ?

If you have been sued or harassed by CACH, LLC, or if they already have a judgment against you, we can help.

We know CACH well from having opposed them over the years. As a result, we’ve been able to get our clients favorable results, either by quick settlement or by litigation, depending on their needs.  If you wish to discuss your case with us, you can call toll free, or submit your information in the form on the right and we will contact you promptly. Here’s more about CACH:

CACH, LLC is a national debt buyer located in Colorado which purchases defaulted consumer credit card debt from the major national banks, and collects for its own account.

CACH, LLC uses two law firms in California to file its debt collection lawsuits.  The Mandarich Law Group, with offices in Woodland Hills, CA and a one-lawyer satellite office in Oakland, handles most CACH cases. The Neuheisel Law Group in Sacramento also represents CACH. While each of these law firms are willing to take cases to trial, each is so overloaded with cases that they prefer to settle. As a result the best settlements often occur in the last weeks just before trial.

CACH cases suffer from the same core weaknesses as other debt buyer cases: (1) proving that the defendant owed money to the original creditor; and, (2) proving the CACH purchased the defendant’s defaulted account. Under California law, testimony from the original creditor is necessary to prove that a defendant defaulted on a credit card account and owed a debt. The large banks which sell credit card debt never make witnesses available for this purpose. CACH attempts to circumvent this requirement by substituting its own witness. Although such testimony is not legally sufficient, this tactic can be successful before a biased judge who doesn’t apply the law. Unfortunately, there are many of these jurists out there. With a “good” judge, you can beat CACH at trial. With a “bad” one…no chance.

One advantage negotiating settlement with Mandarich is the fact that Mandarich is over-loaded with cases and lacking in both experienced trial attorneys and CACH witnesses. They simply can’t try all their cases. Thus, their personnel shortage, combined with the risk of loss at trial, typically produces reasonable settlement offers in the days before trial.

To learn how we can help you against CACH, LLC please click on one of the links at the top of the page. You can also feel free to call us toll free at (877) 320-2380 for a free consultation, or you can provide your contact information to the right and we will contact you.

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